Privacy Policy

Last updated October 24, 2026

This policy explains what Fully Funded collects, why, and what you can do about it. Fully Funded is a retirement planning tool: you enter rough figures and it shows projections.

What we collect

Account details from Google. When you sign in with Google we receive your email address, your name and your profile picture address. We do not receive your Google password and we cannot see anything else in your Google account.

What you enter. Your birth year, household type, target retirement age and withdrawal rate; the balances you enter for each category and any named sub-accounts; your scenarios, including savings, spending, return assumptions and one-time events; and dated snapshots of your net worth.

Feedback you send. If you use Send feedback, we store your message with your account, so we can follow up and improve the app. It is deleted when you delete your account.

Technical data. Our hosting provider records standard request logs, such as IP address, browser type and the time of each request, to operate and protect the service.

Usage counts and error reports. When you are signed in, we record a short list of actions, such as finishing setup, creating a what-if, reading a lesson or downloading your plan, with the time and whether you used the web or the iPhone app. When something breaks, we record the error message and where in the app it happened. These are stored in our own database with your account, are never shared or sold, contain none of your figures or anything you typed, and are deleted when you delete your account. Error reports from before you sign in are not linked to anyone.

What we do not collect

We never ask for bank logins, account numbers or card details, and we do not connect to your financial institutions. Every figure in Fully Funded is one you typed.

We do not use advertising or third-party analytics trackers, and we do not use cookies. The app keeps your sign-in session and display preferences in your browser's storage so it works between visits.

How we use it

To sign you in, to save your plan so it is there when you return, and to calculate and display your projections. Projections are calculated in your browser.

We do not sell your data, share it for advertising, or use it to train AI models.

Who processes it for us

Supabase stores your account and plan data and handles sign-in.

Vercel hosts the website.

Google provides sign-in.

Anthropic runs the plan assistant. Only when you send it a question, that question, the earlier messages in the conversation and a summary of the plan you are editing (ages, balances, savings, spending and results, with no name or email) are sent to Anthropic's Claude model to write the answer. Anthropic does not use this data to train its models.

These providers process data on our behalf to run the service, and may do so on servers outside your country. We may also disclose information when the law requires it.

How long we keep it

We keep your data until you delete your account. Deleting your account removes your profile, balances, scenarios, net worth history and your sign-in record from our database straight away. Backups and logs kept by our providers expire on their own schedules.

Your choices

See and change your data at any time in the app.

Delete everything from Settings, under Delete account. The app confirms once your data has been removed.

Download a copy of everything stored under your account from Settings, under Download my data. It is one file you can open in any text editor.

For anything else, including a copy of your usage counts and error reports, email us at the address below. Depending on where you live you may have further rights under local law, and we will honour them.

Security

Data is encrypted in transit, and database rules restrict each account to its own rows. No system is perfectly secure, so please enter estimates, not account numbers or other identifiers.

Children

Fully Funded is not intended for anyone under 16, and we do not knowingly collect data from children.

Changes to this policy

If we change this policy we will update the date at the top. If a change is significant we will say so in the app.

Contact

Questions or requests: mylesbasso@gmail.com